USA Only


This allows you to fund your wallets using an ACH debit. An ACH debit is when funds are pulled from your bank. This means we contact your financial institution and request to pull the funds. This is not the same as when you transfer the funds via ACH or wire to us where you have to initiate the transfer from your bank or bank portal. 


There are 2 main steps to do this.


1) Get approved for XTRM Advanced Services. More info HERE


2) Link your bank for ACH debit


Option A) Automated Bank Linking 


Login to your company account. Click 'FUND' and then select the wallet you want to fund. Select 'ACH Debit'. Click the button 'Request ACH Debit Approval'. You will be required to log into your US bank account using Plaid as a security measure to show the bank account belongs to you.  After successful login, you will be redirected back to the linked bank's screen. 


Pending 


The bank initially will be pending approval. Do not worry! The bank you linked will be approved within 24 hours after which you can fund directly from that bank account via an ACH pull from your bank account. The screen will look like this.




Option B)  Manual Bank Linking (Slower method)


If you still have issues logging in or you cannot find your bank in the supported list then click the link to 'Manually Link Bank'.  This method will send two small transactions to your bank account. This takes 1-3 business days. Once you have received them you can return and enter the 2 amounts to validate you have access to the account. 



     How to Use


Now your bank is approved. Select 'Fund' then select 'ACH Debit' and follow the screen instructions. Once you request an ACH debit, a pending inbound transaction is created. Once the funds arrive (Typically 2-5 Business days) - you will see the credit applied to your wallet as the pending transaction switches to 'Completed' plus you will receive an email notification of completion.








Once you initiate an ACH Debit, a pending transaction is created in your account



Funds usually take between 2-5 business days to process. Once received, the pending transaction will change to 'Completed' and the funds will be credited to your wallet.