Requirements for all currencies
1) Beneficiary bank full name and address or SWIFT code (preferred)
*Note: If branch location is included, it will expedite the payment
2) Beneficiary full name
3) Beneficiary full address
4) Beneficiary telephone number
5) Beneficiary account number
6) Specific purpose of payment (POP)
7) Ordering party name and full address
| Currency | Requirements | |
| AED United Arab Emirates Dirham | ||
| IBAN: 23 characters (AE + 21 characters) | ||
| No Friday settlements | ||
| ALL Albania Lek | IBAN: 28 characters (AL + 26 characters) | |
| AMD Armenia Dram | Trades over AMD 20 million require supporting documentation to reflect the purpose of payment (copy of invoice) | |
| AOA Angola Kwanza | IBAN: 25 characters (AO + 23 characters) | |
| Beneficiary may be required to provide additional documents to comply with the country’s Exchange Control Regulations | ||
| ARS Argentina Peso | CUIT or CUIL TAX ID number: 9-12 digits, as well as CBU number | |
| IBAN: 24 characters (CB + 22 characters) | ||
| AUD Australia Dollar | Beneficiary bank BIC/SWIFT: valid 8 digit or 11 digit SWIFT code | |
| Routing Code: 6 digit BSB code | ||
| AZN Azerbaijan Manat | ||
| IBAN: 28 characters (AZ + 26 characters) | ||
| Beneficiary bank branch code: 6 digits | ||
| Beneficiary Tax ID number: 10 digits | ||
| Purpose of Payment | ||
| BAM Bosnia and Herzegovina Convertible Mark | IBAN: 20 characters (BA + 18 characters) | |
| BDT Bangladesh Taka | ||
| Beneficiary bank branch address and phone number. While normally a SWIFT Code would be preferred, it does not point to an exact branch, therefore, it is not preferred in this case. | ||
| On the Value Date, the local correspondent/paying bank will inform the beneficiary bank of the inward remittance. The beneficiary is required to complete an Inward Remittance Form (FORM C) indicating the purpose of the remittance. The payment can take anywhere from 7 - 10 days to complete. | ||
| BGN Bulgaria Lev | IBAN: 22 characters (BG + 20 characters) | |
| BHD Bahrain Dinar | IBAN: 22 characters (BH + 20 characters) | |
| No Friday settlements | ||
| BIF Burundi Franc | IBAN: 16 characters (BF + 14 characters) | |
| BOB Bolivia Boliviano | Beneficiary may be required to provide additional documents to comply with the country's Exchange Control Regulations | |
| BRL Brazil Real | ||
| IBAN: 29 characters (BR + 27 characters) | ||
| CNPJ Tax ID number (Companies: 14 digits), CPF (Individuals: 11 digits), and branch code: 5 digits | ||
| Beneficiary telephone number | ||
| Beneficiary must declare local currency and sign documents to receive funds | ||
| BWP Botswana Pula | ||
| Branch name and branch code: 6 digits | ||
| Beneficiary telephone number | ||
| Purpose of Payment | ||
| BYN Belarus Ruble | suspended until further notice | |
| Bank name | ||
| MFO Code (3 digits or 9 digits, starting with 153001) optional; BIC Code can be used instead | ||
| Tax Payment Codes: INN (10 digits), UNN (9 digits) or UNP (9 digits) | ||
| Beneficiary account number: 13 digits | ||
| IBAN: 28 characters, as per the following structure: | ||
| AABB CCCC DDDD EEEE EEEE EEEE EEEE, where: | ||
| AA (1st – 2nd alphabetic bits) – the international code of the Republic of Belarus (ISO 3166-1 alpha-2); | ||
| BB (3 – 4th digital positions) – reference digital value calculated in the manner provided for in subparagraph 1.2 of paragraph 1 of Resolution No. 440 (ISO 7064:2003); | ||
| CCCC (5 – 8th alphanumeric positions) - the first four characters of the banking identification code of banks and their branches (ISO 9362:2014); | ||
| DDDD (9 – 12th digital positions) – the balance account according to the chart of accounts; and | ||
| EEEE EEEE EEEE EEEE (13 – 28th alphanumeric positions) – numbering of individual account defined by banks. | ||
| Belarusian banks are required to use the new account numbers in the settlements. | ||
| CAD Canada Dollar | ||
| Bank institution number: 4 digits | ||
| Transit number: 5 digits | ||
| Account number: 7 to 12 digits | ||
| CDF Democratic Republic of | ||
| the Congo Franc | ||
| Central Bank approval is required for each trade transaction | ||
| Copy of invoice is required for goods and services | ||
| Beneficiary telephone number | ||
| Purpose of Payment | ||
| CHF Switzerland Franc | IBAN: 21 characters (CH + 19 characters) | |
| CLP Chile Peso | RUT Tax ID number (no payments can be executed without): 8 - 9 digits | |
| Beneficiary phone number | ||
| CNY China Yuan Renminbi | ||
| 12 digit CNAPS # (China National Advanced Payments System) | ||
| Beneficiary telephone number and contact name of company | ||
| Purpose of Payment | ||
| COP Colombia Peso | ||
| Beneficiary bank branch location or agency | ||
| Beneficiary Tax ID, full name and telephone number (NIT for corporations: 9-10 digits, and Cedula ID for Individuals: 8-9 digits) | ||
| Beneficiary must declare local currency and sign documents to receive funds | ||
| CRC Costa Rica Colon | ||
| Beneficiary telephone number | ||
| Beneficiary National Tax ID number: 8 - 9 digits | ||
| Beneficiary CCI (Cuenta Clienta) is a 17 digit number like an IBAN | ||
| IBAN: 22 characters (CR + 20 characters) | ||
| CVE Cape Verde Escudo | IBAN: 25 characters (CV + 23 characters) | |
| CZK Czech Republic Koruna | IBAN: 24 characters (CZ + 22 characters) | |
| DJF Djibouti Franc | ||
| Beneficiary may be required to provide documentation as requested by Correspondent Bank or Beneficiary Bank to comply with exchange control regulations | ||
| Purpose of Payment | ||
| DKK Denmark Krone | IBAN: 18 characters (DK + 16 characters) | |
| DOP Dominican Republic Peso | Beneficiary Tax ID number: 9 digits for companies and 11 digits for individuals | |
| IBAN: 28 characters (DO + 26 characters) | ||
| DZD Algeria Dinar | ||
| IBAN: 24 characters (DZ + 22 characters) | ||
| Beneficiary telephone number | ||
| Purpose of Payment | ||
| EGP Egypt Pound | ||
| Supporting documentation may be required. | ||
| Purpose of payment must be explicit as possbile to avoid return of funds | ||
| Beneficiary Bank Branch name | ||
| Purpose of Payment | ||
| ERN Eritrea Nafka | ||
| Beneficiary may be required to provide documentation as requested by Correspondent Bank or Beneficiary Bank | ||
| Beneficiary Bank Branch name | ||
| Beneficiary telephone number | ||
| Purpose of Payment | ||
| EUR European Union Euro See Appendix B | ||
| GBP United Kingdom Pound | IBAN: 22 characters (GB + 20 characters) | |
| Sort code | ||
| GEL Georgia Lari | IBAN: 22 characters (GE + 20 characters) | |
| GIP Gibraltar Pound | IBAN: 23 characters (GI + 21 characters) | |
| GMD Gambia Dalasi | IBAN: 18 characters (GM + 16 characters) | |
| Purpose of Payment | ||
| GNF Guinea Franc | ||
| Exact branch location | ||
| Account number (18 digits) | ||
| Purpose of Payment | ||
| GTQ Guatemala Quetzal | ||
| Exact branch location and beneficiary phone number | ||
| IBAN: 28 characters (GT + 26 characters) | ||
| NIT Tax ID number: 11 digits OR 9 or 13 digit long tax I/D (DPI – Documentos Personal de Identification) | ||
| HKD Hong Kong Dollar | ||
| Beneficiary bank Routing Code: branch-specific Hong Kong Branch Code, 6 digits (first three are institution identifier; next three identify branch). The first 3 digits of the account number should always be the last 3 digits of the Routing Code. | ||
| Purpose of Payment | ||
| HNL Honduras Lempira | Beneficiary Tax ID and beneficiary account type | |
| HRK Croatia Koruna | IBAN: 21 characters (HR + 19 characters) | |
| HUF Hungary Forint | IBAN: 28 characters (HU + 26 characters) | |
| IDR Indonesia Rupiah | ||
| Beneficiary telephone number | ||
| Purpose of payment | ||
| Invoice date and number | ||
| Any rupiah purchase of IDR 500 million or more must be accompanied by the original copy of one of the following documents: invoice, tax bill, any document that shows why IDR is being purchased | ||
| ILS Israel New Shekel | ||
| IBAN: 23 characters (IL + 21 characters) | ||
| Bank branch name and full address | ||
| Purpose of Payment | ||
| INR India Rupee | ||
| IFSC code (11 character code uniquely identifying the beneficiary bank’s branch) is required for wire transfers and will be delayed if not provided | ||
| Purpose of Payment | ||
| IQD Iraq Dinar | IBAN: 23 characters (IQ + 21 characters) | |
| ISK Iceland Krona | IBAN: 26 characters (IS + 24 characters) | |
| Purpose of Payment | ||
| JMD Jamaica Dollar | 5 digit Transit Code: this will indicate whether or not branch account is maintained | |
| Purpose of Payment | ||
| JOD Jordan Dinar | ||
| IBAN: 30 characters (JO + 28 characters) | ||
| No Friday settlements | ||
| Purpose of Payment | ||
| JPY Japan Yen | ||
| Beneficiary address | ||
| Purpose of Payment | ||
| Beneficiary bank branch address or beneficiary bank branch name | ||
| KES Kenya Shilling | ||
| Beneficiary bank branch name | ||
| Beneficiary telephone number | ||
| Purpose of payment | ||
| KGS Kyrgyzstan Som | Beneficiary may be required to provide documentation as requested by Correspondent Bank or Beneficiary Bank | |
| KMF Comoros Franc | Beneficiary Bank Branch name | |
| Purpose of payment | ||
| KRW South Korea Won | ||
| Beneficiary telephone number, and contact name if beneficiary is a company | ||
| Individual must provide a government issued ID number: 13 digits | ||
| Corporations must provide a Business Registration number: 10 digits | ||
| Bank Branch code: 3 - 30 characters | ||
| KWD Kuwait Dinar | IBAN: 30 characters (KW + 28 characters) | |
| No Friday settlements | ||
| KZT Kazakhstan Tenge | ||
| 12 digit fiscal code: BIN (Business Identification Number) or IIN (Individual Identification Number) | ||
| 3 digit KNP code or 7 digit UPDC code | ||
| 2 digit KOD code and 2 digit KBE code may be requested | ||
| IBAN: 20 characters (KZ + 18 characters) | ||
| LBP Lebanon Pound | IBAN: 28 characters (LB + 26 characters) | |
| LYD Lybia Dinar | Beneficiary Bank Branch name | |
| Purpose of payment | ||
| MAD Morocco Dirham | ||
| IBAN: 28 characters (MA + 26 characters) | ||
| Beneficiary telephone number | ||
| Purpose of payment | ||
| MDL Moldova Leu | IBAN: 24 characters (MD + 22 characters) | |
| MGA Malaga Franc | IBAN: 27 characters (MG + 25 characters) | |
| Beneficiary may be required to provide documentation | ||
| MKD Macedonia Denar | Beneficiary telephone number | |
| IBAN: 19 characters (MK + 17 characters) | ||
| MNT Mongolia Tugrik | Beneficiary bank branch location or agency | |
| MRU Mauritania Ouguiya | IBAN: 27 characters (MR + 25 characters) | |
| Beneficiary bank branch location or agency | ||
| MUR Mauritius Rupee | IBAN: 30 characters (MU + 28 characters) | |
| MVR Maldives Rufiyaa | Beneficiary Bank Branch name | |
| MWK Malawi Kwacha | NIB (Bank Identification Number) | |
| MXN Mexico Peso | Beneficiary account number: 18 digits CLABE | |
| MYR Malaysia Ringgit | Beneficiary full name and telephone number | |
| Beneficiary may be required to provide additional documentation | ||
| MZN Mozambique New Metical | ||
| NIB number: 21 digits or 25 characters | ||
| IBAN: 25 characters (MZ + 23 characters) | ||
| Exact branch location | ||
| NAD Namibia Dollar | Beneficiary may be required to provide documentation as requested by Correspondent Bank or Beneficiary Bank | |
| Purpose of payment | ||
| NGN Nigeria Naira | 10 digit NUBAN (Nigerian Uniform Bank Account) number | |
| Purpose of payment | ||
| NOK Norway Krone | IBAN: 15 characters (NO + 13 characters) | |
| NPR Nepal Rupee | Exact branch location | |
| Most payments and transfers are subject to prior approval by the Government | ||
| NZD New Zealand Dollar | Beneficiary bank Routing Code: 6 digits | |
| Beneficiary Account number: 10 digits, AND Beneficiary Name: limited to 20 characters (EFT only) | ||
| OMR Oman Rial | No Friday settlements | |
| Purpose of payment | ||
| PEN Peru Nuevo Sol | 20 digit CCI number | |
| Beneficiary Tax ID: 11 digit RUC code, or DNI for peru residents (8 digits) | ||
| PKR Pakistan Rupee | ||
| IBAN: 24 characters (PK + 22 characters) | ||
| Beneficiary needs to complete Inward Remittance Form (Form R) indicating the purpose of remittance | ||
| Beneficiary bank branch name and address | ||
| Branch Location Code | ||
| PLN Poland Zloty | IBAN: 28 characters (PL + 26 characters) | |
| PYG Paraguay Guaraní | ||
| Beneficiary Tax ID (Cedula number for individuals and RUC number for companies) | ||
| Beneficiary Bank Branch name | ||
| Purpose of payment | ||
| QAR Qatar Rial | IBAN: 29 characters (QA + 27 characters) | |
| No Friday settlements | ||
| RON Romania Leu | IBAN: 24 characters (RO + 22 characters) | |
| RSD Serbia Dinar | IBAN: 22 characters (RS + 20 characters) | |
| Beneficiary will have to present documentation in order to receive funds | ||
| RUB Russia Ruble | suspended until further notice | |
| Beneficiary's 20 digit account number and telephone number | ||
| Beneficiary bank’s correspondent account number with the Central Bank of Russia: 20 digit number that starts with “301...” | ||
| Beneficiary’s bank BIK code: 9 digits | ||
| INN Number: Tax ID (should be 10 digits for companies and 12 digits for individuals) | ||
| Value Added Tax number (VAT). Also, please indicate if payment does or does not include taxes | ||
| VO Code: special currency code, depends on details of payment and legal status of beneficiary | ||
| If beneficiary is an individual, we also require the patronymic name | ||
| RWF Rwanda Franc | Exact branch location | |
| SAR Saudi Arabia Riyal | IBAN: 24 characters (SA + 22 characters) | |
| No Friday settlements | ||
| SEK Sweden Krona | IBAN: 24 characters (SE + 22 characters) | |
| SGD Singapore Dollar | Beneficiary bank Routing Code: 7 digit, branch specific | |
| Beneficiary bank branch address (recommended) | ||
| SLL Sierra Leone Leone | Bank Branch location name | |
| Purpose of payment | ||
| STN Sao Tome & Principe Dobra | IBAN: 25 characters (ST + 23 characters) | |
| THB Thailand Baht | Beneficiary Tax ID | |
| Beneficiary may be required to provide documentation as requested by Correspondent Bank or Beneficiary Bank | ||
| TND Tunisia Dinar | IBAN: 24 characters (TN + 22 characters) | |
| TRY Turkey Lira | IBAN: 26 characters (TR + 24 characters) | |
| TWD Taiwan New Dollar | ||
| Upon receipt of TWD funds at Cambridge’s Paying Bank, an “Arrival Notice of Remittance” will be prepared and forwarded to beneficiary bank | ||
| Bank sends the Notice to beneficiary, and requests beneficiary to endorse and provide required documents | ||
| After endorsing the Notice, the beneficiary is required to return the remittance back to beneficiary bank | ||
| Beneficiary Bank endorses the Notice and sends back to Cambridge’s Paying Bank | ||
| TWD is credited to beneficiary account once the Notice is received with beneficiary bank and beneficiary endorsement | ||
| Purpose of Payment | ||
| ALL OF THE ABOVE IS MANDATORY IN ORDER TO ENSURE TIMELY SETTLEMENT | ||
| TZS Tanzania Shilling | Beneficiary Bank Branch name | |
| Purpose of payment | ||
| UAH Ukraine Hryvnia | suspended until further notice | |
| IBAN: 29 characters (UA + 27 characters) | ||
| Beneficiary bank code and location address | ||
| Beneficiary tax code | ||
| UGX Uganda Shilling | A PRN Tax ID number (13 alphanumeric code) is needed for Tax Revenue payments being made to Ugandan Revenue Authority | |
| UYU Uruguay Peso | ||
| Beneficiary Tax ID (12 digits for companies and 8 digits for individuals) | ||
| Bank branch or agency code: 2-3 digits | ||
| Type of account (checking or savings / CACC or SVGS) | ||
| UZS Uzbekistan Som | Beneficiary Bank Branch name | |
| VEF Venezuela Bolivar | RIF Tax ID | |
| VND Vietnam Dong | ||
| If payment is to an Individual DOB is a required | ||
| Beneficiary Bank Branch name | ||
| Bank Branch code: 3 - 30 characters | ||
| XAF Central Africa CFA Franc | ||
| Beneficiary telephone number | ||
| IBAN for Central African countries: 27 characters (XX + 25 characters) | ||
| Countries who use the Central Aftrica Franc: Cameroon, Central African Republic, Chad, Equatorial Guinea, Gabon, Republic of Congo | ||
| XCD East Caribbean Dollar | ||
| A source of funds form is required to be completed by the Beneficiary for all incoming XCD funds | ||
| Purpose of payment | ||
| Countries who use the East Caribbean Dollar: Anguilla, Antigua and Barbuda, Dominica, Grenada, Montserrat, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines | ||
| XOF West Africa CFA Franc | ||
| Beneficiary telephone number | ||
| IBAN for West African countries: 28 characters (XX + 26 characters) | ||
| Countries who use the West Aftrica Franc: Benin, Burkina Faso, Cote D’Ivoire, Gunea Bissau, Mali, Niger, Senegal, Togo | ||
| XPF Pacific (CFP) Franc | IBAN: 27 characters (FR + 25 characters) | |
| Countries who use the Pacific Franc: French Polynesia, New Caledonia, Wallis and Futuna | ||
| YER Yemen Rial | Beneficiary Bank Branch name | |
| ZAR South Africa Rand | ||
| Beneficiary phone number | ||
| Routing Code: 6 digits | ||
| Purpose of Payment | ||
| ZMW Zambia Kwacha | Beneficiary branch code (6 digits) | |
| Purpose of payment | ||
To help ensure timely credit of funds to the beneficiary, we require a “Purpose of Payment” when sending a wire or crediting an
account for the following currencies. If Purpose of Payment is not included, the wire will not be processed.
| ALL Albania Lek | DOP Dominican Republic Peso | LBP Lebanon Pound | SRD Suriname Guilder |
| AMD Armenia Dram | DZD Algeria Dinar | LRD Liberia Dollar | STD Sao Tome and Principe Dobra |
| ANG Netherland-Antilles Guilder | EGP Egypt Pound | LVL Latvia Lati | SVC El Salvador Colon |
| AOA Angola Kwanza | ERN Eritrea Nakfa | MDL Moldova Leu | SYP Syria Pound |
| ARS Argentina Peso | ETB Ethiopia Birr | MKD Macedonia Dinar | THB Thailand Baht |
| AWG Aruba Florin | FKP Falkland/Malvinas Pound | MNT Mongolia Tugrik | TJS Tajikistan Somoni |
| AZN Azerbaijan Manat | GEL Georgia Lari | MOP Macau Pataca | TMT Turkmenistan New Manat |
| BAM Bosnia-Herzegovina Mark | GHC Ghana Cedi | MRO Mauritania Ouguiya | TTD Trinidad and Tobago Dollar |
| BBD Barbados Dollar | GIP Gibraltar Pound | MVR Maldives Rufiyaa | TWD Taiwan Dollar |
| BGN Bulgaria Lev | GMD Gambia Dalasi | MYR Malaysia Ringitt | UAH Ukraine Hryvaia |
| BDT Bangladesh Taka | GNF Guinea Franc | MZM Mozambique Metical | UYU Uruguay Peso |
| BIF Burundi Franc | GTQ Guatemala Quetzal | NGN Nigeria Naira | UZS Uzbekistan Som |
| BMD Bermuda Dollar | GWP Guinea-Bissau Peso | NIO Nicaragua Cordoba | VEF Venezuela Bolivar Fuerte |
| BND Brunei Dollar | GYD Guyana Dollar | NPR Nepal Rupee | VND Vietnam Dong |
| BOB Bolivia Boliviano | HTG Haiti Gourd | OMR Oman Rial | WON South Korea Won (Onshore) |
| BRL Brazil Real | IDR Indonesia Rupiah | PAB Panama Balboa | XAF Central Africa (CFA) Franc |
| BSD Bahamas Dollar | INR India Rupee | PEN Peru Nuevos Sol | XCD Eastern Caribbean Dollar |
| BTN Bhutan Ngultrum | JMD Jamaica Dollar | PYG Paraguay Guarani | XOF West Africa (CFA) Franc |
| BYN Belarus Ruble | JOD Jordan Dinar | ROL Romania Lel | XPF Pacific (CFP) Franc |
| BZD Belize Dollar | KES Kenya Shilling | RSD Serbia Dinar | YER Yeman Rial |
| CDF Democratic Congo Franc | KGS Kyrgyzstan Som | RWF Rwanda Franc | ZAR South Africa Rand |
| CLP Chile Peso | KHR Cambodia Riel | SAR Saudi Arabia Riyal | ZMK Zambia Kwacha |
| CNY China Yuan | KMF Comoros Franc | SCR Seychelles Rupee | ZWD Zimbabwe Dollar |
| COP Columbia Peso | KRW South Korea Won | SHP St. Helena Pound | ZWR Zimbabwe Dollar (Onshore) |
| CRC Costa Rica Colon | KYD Cayman Islands Dollar | SIT Slovenia Tolar | |
| CVE Cape Verde Islands Escudo | KZT Kazakstan Tenge | SLL Sierra Leone Leone | |
| DJF Djibouti Franc | LAK Laos Kip | SOS Somalia Shilling |
Supported Purposes of Payment:
| Family Support | Trade Related |
| Capital Injection/Infusion | Operating Expenses |
| Goods | Services |
| Employee Compensation | Investment Income (including dividends) |
| Current Transfers: General Government | Current Transfers: Other Sectors |
| Other (additional information required) |
Please refer to the below list for the IBAN formats of the European Union countries. Note that IBAN numbers are comprised of both
alpha and numeric characters.
| Aland Islands 18 digits | Liechtenstein 21 digits |
| Andorra 24 digits | Lithuania 20 digits |
| Austria 20 digits | Luxembourg 20 digits |
| Belgium 16 digits | Malta 31 digits |
| Bulgaria 22 digits | Mauritiana 27 digits |
| Croatia 21 digits | Mauritius 30 digits |
| Cyprus 28 digits | Moldova 24 digits |
| Czech Republic 24 digits | Monaco 27 digits |
| Denmark 18 digits | Montenegro 22 digits |
| Estonia 20 digits | Netherlands 18 digits |
| Faroe Islands 18 digits | Norway 15 digits |
| Finland 18 digits | Poland 28 digits |
| France (1) 27 digits | Portugal (2) 25 digits |
| Germany 22 digits | Romania 24 digits |
| Gibraltar 23 digits | San Marino 27 digits |
| Greece 27 digits | Serbia 22 digits |
| Greenland 18 digits | Slovak Republic 24 digits |
| Hungary 28 digits | Slovenia 19 digits |
| Iceland 26 digits | Spain 24 digits |
| Ireland 22 digits | Sweden 24 digits |
| Italy 27 digits | Switzerland 21 digits |
| Kosovo 20 digits | Turkey 26 digits |
| Latvia 21 digits | United Kingdom 22 digits |
| (1) The following countries use the same IBAN format as France: | (2) The following countries use the same IBAN format as Portugal: | |
| French Guiana | Azores | |
| French Polynesia | Madeira | |
| French Southern Territories | ||
| Guadeloupe | ||
| Martinique | ||
| Mayotte | ||
| New Caledonia | ||
| Reunion | ||
| Saint Pierre et Miquelon | ||
| Wallis & Futuna Islands |