Requirements for all currencies

1) Beneficiary Bank Full Name and Address or SWIFT Code (preferred)

*Note: If Branch Location is included, it will expedite the payment

2) Beneficiary Full Name

3) Beneficiary Full Address

4) Beneficiary telephone number

5) Beneficiary account number

6) Specific Purpose of Payment

7) Ordering party name and full address


CurrencyRequirements
AED United Arab Emirates Dirham


IBAN: 23 characters (AE + 21 characters)

No Friday settlements
ALL Albania LekIBAN: 28 characters (AL + 26 characters)
AMD Armenia DramTrades over AMD 20 million require supporting documentation to reflect the purpose of payment (copy of invoice)
AOA Angola KwanzaIBAN: 25 characters (AO + 23 characters)

Beneficiary may be required to provide additional documents to comply with the country’s Exchange Control Regulations
ARS Argentina PesoCUIT or CUIL TAX ID number: 9-12 digits, as well as CBU number

IBAN: 24 characters (CB + 22 characters)
AUD Australia DollarBeneficiary bank BIC/SWIFT: valid 8 digit or 11 digit SWIFT code

Routing Code: 6 digit BSB code
AZN Azerbaijan Manat


IBAN: 28 characters (AZ + 26 characters)

Beneficiary bank branch code: 6 digits

Beneficiary Tax ID number: 10 digits

Purpose of Payment
BAM Bosnia and Herzegovina Convertible MarkIBAN: 20 characters (BA + 18 characters)
BDT Bangladesh Taka


Beneficiary bank branch address and phone number. While normally a SWIFT Code would be preferred, it does not point to an exact branch, therefore, it is not preferred in this case.

On the Value Date, the local correspondent/paying bank will inform the beneficiary bank of the inward remittance. The beneficiary is required to complete an Inward Remittance Form (FORM C) indicating the purpose of the remittance. The payment can take anywhere from 7 - 10 days to complete.
BGN Bulgaria LevIBAN: 22 characters (BG + 20 characters)
BHD Bahrain DinarIBAN: 22 characters (BH + 20 characters)

No Friday settlements
BIF Burundi FrancIBAN: 16 characters (BF + 14 characters)
BOB Bolivia BolivianoBeneficiary may be required to provide additional documents to comply with the country's Exchange Control Regulations
BRL Brazil Real


IBAN: 29 characters (BR + 27 characters)

CNPJ Tax ID number (Companies: 14 digits), CPF (Individuals: 11 digits), and branch code: 5 digits

Beneficiary telephone number

Beneficiary must declare local currency and sign documents to receive funds
BWP Botswana Pula


Branch name and branch code: 6 digits

Beneficiary telephone number

Purpose of Payment
BYN Belarus Ruble


Bank name

MFO Code (3 digits or 9 digits, starting with 153001) optional; BIC Code can be used instead

Tax Payment Codes: INN (10 digits), UNN (9 digits) or UNP (9 digits)

Beneficiary account number: 13 digits

IBAN: 28 characters, as per the following structure:

AABB CCCC DDDD EEEE EEEE EEEE EEEE, where:


AA (1st – 2nd alphabetic bits) – the international code of the Republic of Belarus (ISO 3166-1 alpha-2);


BB (3 – 4th digital positions) – reference digital value calculated in the manner provided for in subparagraph 1.2 of paragraph 1 of Resolution No. 440 (ISO 7064:2003);


CCCC (5 – 8th alphanumeric positions) - the first four characters of the banking identification code of banks and their branches (ISO 9362:2014);


DDDD (9 – 12th digital positions) – the balance account according to the chart of accounts; and


EEEE EEEE EEEE EEEE (13 – 28th alphanumeric positions) – numbering of individual account defined by banks.

Belarusian banks are required to use the new account numbers in the settlements.
CAD Canada Dollar


Bank institution number: 4 digits

Transit number: 5 digits

Account number: 7 to 12 digits
CDF Democratic Republic of

the Congo Franc


Central Bank approval is required for each trade transaction

Copy of invoice is required for goods and services

Beneficiary telephone number

Purpose of Payment
CHF Switzerland FrancIBAN: 21 characters (CH + 19 characters)
CLP Chile PesoRUT Tax ID number (no payments can be executed without): 8 - 9 digits

Beneficiary phone number
CNY China Yuan Renminbi


12 digit CNAPS # (China National Advanced Payments System)

Beneficiary telephone number and contact name of company

Purpose of Payment
COP Colombia Peso


Beneficiary bank branch location or agency

Beneficiary Tax ID, full name and telephone number (NIT for corporations: 9-10 digits, and Cedula ID for Individuals: 8-9 digits)

Beneficiary must declare local currency and sign documents to receive funds
CRC Costa Rica Colon


Beneficiary telephone number

Beneficiary National Tax ID number: 8 - 9 digits

Beneficiary CCI (Cuenta Clienta) is a 17 digit number like an IBAN

IBAN: 22 characters (CR + 20 characters)
CVE Cape Verde EscudoIBAN: 25 characters (CV + 23 characters)
CZK Czech Republic KorunaIBAN: 24 characters (CZ + 22 characters)
DJF Djibouti Franc


Beneficiary may be required to provide documentation as requested by Correspondent Bank or Beneficiary Bank to comply with exchange control regulations

Purpose of Payment
DKK Denmark KroneIBAN: 18 characters (DK + 16 characters)
DOP Dominican Republic PesoBeneficiary Tax ID number: 9 digits for companies and 11 digits for individuals

IBAN: 28 characters (DO + 26 characters)
DZD Algeria Dinar


IBAN: 24 characters (DZ + 22 characters)

Beneficiary telephone number

Purpose of Payment
EGP Egypt Pound


Supporting documentation may be required.

Purpose of payment must be explicit as possbile to avoid return of funds

Beneficiary Bank Branch name

Purpose of Payment
ERN Eritrea Nafka


Beneficiary may be required to provide documentation as requested by Correspondent Bank or Beneficiary Bank

Beneficiary Bank Branch name

Beneficiary telephone number

Purpose of Payment
EUR European Union Euro See Appendix B

GBP United Kingdom PoundIBAN: 22 characters (GB + 20 characters)

Sort code
GEL Georgia LariIBAN: 22 characters (GE + 20 characters)
GIP Gibraltar PoundIBAN: 23 characters (GI + 21 characters)
GMD Gambia DalasiIBAN: 18 characters (GM + 16 characters)

Purpose of Payment
GNF Guinea Franc


Exact branch location

Account number (18 digits)

Purpose of Payment
GTQ Guatemala Quetzal


Exact branch location and beneficiary phone number

IBAN: 28 characters (GT + 26 characters)

NIT Tax ID number: 11 digits OR 9 or 13 digit long tax I/D (DPI – Documentos Personal de Identification)
HKD Hong Kong Dollar


Beneficiary bank Routing Code: branch-specific Hong Kong Branch Code, 6 digits (first three are institution identifier; next three identify branch). The first 3 digits of the account number should always be the last 3 digits of the Routing Code.

Purpose of Payment
HNL Honduras LempiraBeneficiary Tax ID and beneficiary account type
HRK Croatia KorunaIBAN: 21 characters (HR + 19 characters)
HUF Hungary ForintIBAN: 28 characters (HU + 26 characters)
IDR Indonesia Rupiah


Beneficiary telephone number

Purpose of payment

Invoice date and number

Any rupiah purchase of IDR 500 million or more must be accompanied by the original copy of one of the following documents: invoice, tax bill, any document that shows why IDR is being purchased
ILS Israel New Shekel


IBAN: 23 characters (IL + 21 characters)

Bank branch name and full address

Purpose of Payment
INR India Rupee


IFSC code (11 character code uniquely identifying the beneficiary bank’s branch) is required for wire transfers and will be delayed if not provided

Purpose of Payment
IQD Iraq DinarIBAN: 23 characters (IQ + 21 characters)
ISK Iceland KronaIBAN: 26 characters (IS + 24 characters)

Purpose of Payment
JMD Jamaica Dollar5 digit Transit Code: this will indicate whether or not branch account is maintained

Purpose of Payment
JOD Jordan Dinar


IBAN: 30 characters (JO + 28 characters)

No Friday settlements

Purpose of Payment
JPY Japan Yen


Beneficiary address

Purpose of Payment

Beneficiary bank branch address or beneficiary bank branch name
KES Kenya Shilling


Beneficiary bank branch name

Beneficiary telephone number

Purpose of payment
KGS Kyrgyzstan SomBeneficiary may be required to provide documentation as requested by Correspondent Bank or Beneficiary Bank
KMF Comoros FrancBeneficiary Bank Branch name

Purpose of payment
KRW South Korea Won


Beneficiary telephone number, and contact name if beneficiary is a company

Individual must provide a government issued ID number: 13 digits

Corporations must provide a Business Registration number: 10 digits

Bank Branch code: 3 - 30 characters
KWD Kuwait DinarIBAN: 30 characters (KW + 28 characters)

No Friday settlements
KZT Kazakhstan Tenge


12 digit fiscal code: BIN (Business Identification Number) or IIN (Individual Identification Number)

3 digit KNP code or 7 digit UPDC code

2 digit KOD code and 2 digit KBE code may be requested

IBAN: 20 characters (KZ + 18 characters)
LBP Lebanon PoundIBAN: 28 characters (LB + 26 characters)
LYD Lybia DinarBeneficiary Bank Branch name

Purpose of payment
MAD Morocco Dirham


IBAN: 28 characters (MA + 26 characters)

Beneficiary telephone number

Purpose of payment
MDL Moldova LeuIBAN: 24 characters (MD + 22 characters)
MGA Malaga FrancIBAN: 27 characters (MG + 25 characters)

Beneficiary may be required to provide documentation
MKD Macedonia DenarBeneficiary telephone number

IBAN: 19 characters (MK + 17 characters)
MNT Mongolia TugrikBeneficiary bank branch location or agency
MRU Mauritania OuguiyaIBAN: 27 characters (MR + 25 characters)

Beneficiary bank branch location or agency
MUR Mauritius RupeeIBAN: 30 characters (MU + 28 characters)
MVR Maldives RufiyaaBeneficiary Bank Branch name
MWK Malawi KwachaNIB (Bank Identification Number)
MXN Mexico PesoBeneficiary account number: 18 digits CLABE
MYR Malaysia RinggitBeneficiary full name and telephone number

Beneficiary may be required to provide additional documentation
MZN Mozambique New Metical


NIB number: 21 digits or 25 characters

IBAN: 25 characters (MZ + 23 characters)

Exact branch location
NAD Namibia DollarBeneficiary may be required to provide documentation as requested by Correspondent Bank or Beneficiary Bank

Purpose of payment
NGN Nigeria Naira10 digit NUBAN (Nigerian Uniform Bank Account) number

Purpose of payment
NOK Norway KroneIBAN: 15 characters (NO + 13 characters)
NPR Nepal RupeeExact branch location

Most payments and transfers are subject to prior approval by the Government
NZD New Zealand DollarBeneficiary bank Routing Code: 6 digits

Beneficiary Account number: 10 digits, AND Beneficiary Name: limited to 20 characters (EFT only)
OMR Oman RialNo Friday settlements

Purpose of payment
PEN Peru Nuevo Sol20 digit CCI number

Beneficiary Tax ID: 11 digit RUC code, or DNI for peru residents (8 digits)
PKR Pakistan Rupee


IBAN: 24 characters (PK + 22 characters)

Beneficiary needs to complete Inward Remittance Form (Form R) indicating the purpose of remittance

Beneficiary bank branch name and address

Branch Location Code
PLN Poland ZlotyIBAN: 28 characters (PL + 26 characters)
PYG Paraguay Guaraní


Beneficiary Tax ID (Cedula number for individuals and RUC number for companies)

Beneficiary Bank Branch name

Purpose of payment
QAR Qatar RialIBAN: 29 characters (QA + 27 characters)

No Friday settlements
RON Romania LeuIBAN: 24 characters (RO + 22 characters)
RSD Serbia DinarIBAN: 22 characters (RS + 20 characters)

Beneficiary will have to present documentation in order to receive funds
RUB Russia Ruble


Beneficiary's 20 digit account number and telephone number

Beneficiary bank’s correspondent account number with the Central Bank of Russia: 20 digit number that starts with “301...”

Beneficiary’s bank BIK code: 9 digits

INN Number: Tax ID (should be 10 digits for companies and 12 digits for individuals)

Value Added Tax number (VAT). Also, please indicate if payment does or does not include taxes

VO Code: special currency code, depends on details of payment and legal status of beneficiary

If beneficiary is an individual, we also require the patronymic name
RWF Rwanda FrancExact branch location
SAR Saudi Arabia RiyalIBAN: 24 characters (SA + 22 characters)

No Friday settlements
SEK Sweden KronaIBAN: 24 characters (SE + 22 characters)
SGD Singapore DollarBeneficiary bank Routing Code: 7 digit, branch specific

Beneficiary bank branch address (recommended)
SLL Sierra Leone LeoneBank Branch location name

Purpose of payment
STN Sao Tome & Principe DobraIBAN: 25 characters (ST + 23 characters)
THB Thailand BahtBeneficiary Tax ID

Beneficiary may be required to provide documentation as requested by Correspondent Bank or Beneficiary Bank
TND Tunisia DinarIBAN: 24 characters (TN + 22 characters)
TRY Turkey LiraIBAN: 26 characters (TR + 24 characters)
TWD Taiwan New Dollar


Upon receipt of TWD funds at Cambridge’s Paying Bank, an “Arrival Notice of Remittance” will be prepared and forwarded to beneficiary bank

Bank sends the Notice to beneficiary, and requests beneficiary to endorse and provide required documents

After endorsing the Notice, the beneficiary is required to return the remittance back to beneficiary bank

Beneficiary Bank endorses the Notice and sends back to Cambridge’s Paying Bank

TWD is credited to beneficiary account once the Notice is received with beneficiary bank and beneficiary endorsement

Purpose of Payment
ALL OF THE ABOVE IS MANDATORY IN ORDER TO ENSURE TIMELY SETTLEMENT

TZS Tanzania ShillingBeneficiary Bank Branch name

Purpose of payment
UAH Ukraine Hryvnia


IBAN: 29 characters (UA + 27 characters)

Beneficiary bank code and location address

Beneficiary tax code
UGX Uganda ShillingA PRN Tax ID number (13 alphanumeric code) is needed for Tax Revenue payments being made to Ugandan Revenue Authority
UYU Uruguay Peso


Beneficiary Tax ID (12 digits for companies and 8 digits for individuals)

Bank branch or agency code: 2-3 digits

Type of account (checking or savings / CACC or SVGS)
UZS Uzbekistan SomBeneficiary Bank Branch name
VEF Venezuela BolivarRIF Tax ID
VND Vietnam Dong


If payment is to an Individual DOB is a required

Beneficiary Bank Branch name

Bank Branch code: 3 - 30 characters
XAF Central Africa CFA Franc


Beneficiary telephone number

IBAN for Central African countries: 27 characters (XX + 25 characters)


Countries who use the Central Aftrica Franc: Cameroon, Central African Republic, Chad, Equatorial Guinea, Gabon, Republic of Congo
XCD East Caribbean Dollar


A source of funds form is required to be completed by the Beneficiary for all incoming XCD funds

Purpose of payment


Countries who use the East Caribbean Dollar: Anguilla, Antigua and Barbuda, Dominica, Grenada, Montserrat, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines
XOF West Africa CFA Franc


Beneficiary telephone number

IBAN for West African countries: 28 characters (XX + 26 characters)


Countries who use the West Aftrica Franc: Benin, Burkina Faso, Cote D’Ivoire, Gunea Bissau, Mali, Niger, Senegal, Togo
XPF Pacific (CFP) FrancIBAN: 27 characters (FR + 25 characters)


Countries who use the Pacific Franc: French Polynesia, New Caledonia, Wallis and Futuna
YER Yemen RialBeneficiary Bank Branch name
ZAR South Africa Rand


Beneficiary phone number

Routing Code: 6 digits

Purpose of Payment
ZMW Zambia KwachaBeneficiary branch code (6 digits)

Purpose of payment



To help ensure timely credit of funds to the beneficiary, we require a “Purpose of Payment” when sending a wire or crediting an
account for the following currencies. If Purpose of Payment is not included, the wire will not be processed.


ALL Albania LekDOP Dominican Republic PesoLBP Lebanon PoundSRD Suriname Guilder
AMD Armenia DramDZD Algeria DinarLRD Liberia DollarSTD Sao Tome and Principe Dobra
ANG Netherland-Antilles GuilderEGP Egypt PoundLVL Latvia LatiSVC El Salvador Colon
AOA Angola KwanzaERN Eritrea NakfaMDL Moldova LeuSYP Syria Pound
ARS Argentina PesoETB Ethiopia BirrMKD Macedonia DinarTHB Thailand Baht
AWG Aruba FlorinFKP Falkland/Malvinas PoundMNT Mongolia TugrikTJS Tajikistan Somoni
AZN Azerbaijan ManatGEL Georgia LariMOP Macau PatacaTMT Turkmenistan New Manat
BAM Bosnia-Herzegovina MarkGHC Ghana CediMRO Mauritania OuguiyaTTD Trinidad and Tobago Dollar
BBD Barbados DollarGIP Gibraltar PoundMVR Maldives RufiyaaTWD Taiwan Dollar
BGN Bulgaria LevGMD Gambia DalasiMYR Malaysia RingittUAH Ukraine Hryvaia
BDT Bangladesh TakaGNF Guinea FrancMZM Mozambique MeticalUYU Uruguay Peso
BIF Burundi FrancGTQ Guatemala QuetzalNGN Nigeria NairaUZS Uzbekistan Som
BMD Bermuda DollarGWP Guinea-Bissau PesoNIO Nicaragua CordobaVEF Venezuela Bolivar Fuerte
BND Brunei DollarGYD Guyana DollarNPR Nepal RupeeVND Vietnam Dong
BOB Bolivia BolivianoHTG Haiti GourdOMR Oman RialWON South Korea Won (Onshore)
BRL Brazil RealIDR Indonesia RupiahPAB Panama BalboaXAF Central Africa (CFA) Franc
BSD Bahamas DollarINR India RupeePEN Peru Nuevos SolXCD Eastern Caribbean Dollar
BTN Bhutan NgultrumJMD Jamaica DollarPYG Paraguay GuaraniXOF West Africa (CFA) Franc
BYN Belarus RubleJOD Jordan DinarROL Romania LelXPF Pacific (CFP) Franc
BZD Belize DollarKES Kenya ShillingRSD Serbia DinarYER Yeman Rial
CDF Democratic Congo FrancKGS Kyrgyzstan SomRWF Rwanda FrancZAR South Africa Rand
CLP Chile PesoKHR Cambodia RielSAR Saudi Arabia RiyalZMK Zambia Kwacha
CNY China YuanKMF Comoros FrancSCR Seychelles RupeeZWD Zimbabwe Dollar
COP Columbia PesoKRW South Korea WonSHP St. Helena PoundZWR Zimbabwe Dollar (Onshore)
CRC Costa Rica ColonKYD Cayman Islands DollarSIT Slovenia Tolar
CVE Cape Verde Islands EscudoKZT Kazakstan TengeSLL Sierra Leone Leone
DJF Djibouti FrancLAK Laos KipSOS Somalia Shilling



Supported Purposes of Payment:


Family SupportTrade Related
Capital Injection/InfusionOperating Expenses
GoodsServices
Employee CompensationInvestment Income (including dividends)
Current Transfers: General GovernmentCurrent Transfers: Other Sectors
Other (additional information required)



Please refer to the below list for the IBAN formats of the European Union countries. Note that IBAN numbers are comprised of both
alpha and numeric characters.


Aland Islands 18 digitsLiechtenstein 21 digits
Andorra 24 digitsLithuania 20 digits
Austria 20 digitsLuxembourg 20 digits
Belgium 16 digitsMalta 31 digits
Bulgaria 22 digitsMauritiana 27 digits
Croatia 21 digitsMauritius 30 digits
Cyprus 28 digitsMoldova 24 digits
Czech Republic 24 digitsMonaco 27 digits
Denmark 18 digitsMontenegro 22 digits
Estonia 20 digitsNetherlands 18 digits
Faroe Islands 18 digitsNorway 15 digits
Finland 18 digitsPoland 28 digits
France (1) 27 digitsPortugal (2) 25 digits
Germany 22 digitsRomania 24 digits
Gibraltar 23 digitsSan Marino 27 digits
Greece 27 digitsSerbia 22 digits
Greenland 18 digitsSlovak Republic 24 digits
Hungary 28 digitsSlovenia 19 digits
Iceland 26 digitsSpain 24 digits
Ireland 22 digitsSweden 24 digits
Italy 27 digitsSwitzerland 21 digits
Kosovo 20 digitsTurkey 26 digits
Latvia 21 digitsUnited Kingdom 22 digits



(1) The following countries use the same IBAN format as France:
(2) The following countries use the same IBAN format as Portugal:
French Guiana
Azores
French Polynesia
Madeira
French Southern Territories

Guadeloupe

Martinique

Mayotte

New Caledonia

Reunion

Saint Pierre et Miquelon

Wallis & Futuna Islands