When transferring money to a bank, XTRM chooses the lowest cost and fastest route for you. Some countries have lower cost bank transfers than others. If there is no low cost route avaialable (such as ACH in the US) then we will send via SWIFT or WIRE. There is sometimes a cost from the banks for SWIFT payments. 


ACH takes from 2 to 5 business days, not including weekends (bank do not operate at weekends)


Wire takes 1-3 business days for domestic US and 2-10 business days for exotic currencies


Caution: please be very diligent entering your bank information. Errors in your account details including you address can cause transfers to be returned to your wallet. The time taken for the return can be up to 3 weeks depending on what country you live in. 


More Information on Bank Transfers



Bank transfer can take from 2 to 5 days. This does not include weekends when banks are closed.


Exotic currencies can take up to 2 weeks.


XTRM has no control of the time that bank transfers take. (We wish we did!)


After you transfer there are only 2 outcomes:


1) The bank details are correct and it will be successful

2) The bank details are wrong and it will be returned


Please read these points:


  • 99% of failed transfers are caused by incorrect bank details. Please be really careful when linking.
  • 1% are rejected for compliance.
  • We don't know it has failed until it is returned. There is no way around that. That is the way EFT works.
  • Return time takes from a few days to a few weeks or sometimes even longer for foreign transfers.
  • We can request a bank trace but that often takes longer than waiting for a return.
  • Once funds return we instantly credit the users wallet and notify them via email of the issue.
  • Users with returns need to delete and carefully relink their bank.
  • In some cases we will delete their bank for them.



Managing companies can delete and relink banks for their customers.