There are 2 main methods for making payments:


1) XTRM Choice™ - Pay to Beneficiary Wallet - Recommended


This payment method pays to the beneficiary user or companies wallet in XTRM and gives them final transfer choice.
  • Gives beneficiary final transfer choice (Bank, Virtual Visa, Gift Card, Check)
  • Only need to know their name or email
  • Instant with email alert.

2) XTRM Direct™

This payment method pays directly using your choice:
  • Direct to Beneficiary Bank
  • Direct to Beneficiary Virtual VISA
  • Direct to Beneficiary Digital Gift Card
  • Direct to Beneficiary Via Personal or Company Check



Each of these methods is accessible using advanced send, mass payments or our API.  



More Details



1) Using  XTRM Choice™ - Give beneficiary choice.


XTRM Choice™ allows you to do any B2P or B2B global payments and gives the beneficiary the choice on how to receive the funds. It  avoids you having to know the bank details of the beneficiary company or person. All payments are made into the beneficiary user or companies digital wallets and then they can choose to transfer out via ACH, Wire, PayPal, Digital Gift Card, Check or Prepaid Virtual Visa anywhere in the world. All transfers are secure and self serve and give the recipient freedom to select their preferred final transfer method. It allows them to search and link to their preferred bank anywhere in the world or transfer to their PayPal account and make the transfers without having to submit any confidential banking information. They can transfer as much or little as they like, anytime they like as well as gift payments to other people.


After payment to a users or company digital wallet, they can choose to transfer to any of these options.




 XTRM Choice™ Options

Bank Account
Bank Check
Virtual and Plastic Visa
Digital Gift Cards


After payment, user or company can choose to transfer to any of these options.
MethodEFT (Electronic Fund Transfer such as ACH, Wire, SEPA ...)Check mailed to individual or business Online Instant Transfer150+ Global Gift Cards
Setup Fees or Card FeesNoNoNoNo
Geographical CoverageGlobalUSA & Canada. More coming soon.GlobalGlobal
FeeZeroZeroZeroZero
User help on how to transferHelp
HelpHelp




Your Brand


All payment beneficiaries, whether individuals or companies are alerted as to their new payment with a branded email with your logo and payout description and a link to view their balance and recent transactions.



XTRM Choice™ Benefits


No need for you decide on payment method. The beneficiary person or company can choose to self serve transfer to bank account, PayPal, Gift Card or Prepaid Virtual Visa card.

  • Beneficiary decides final payment method.
  • You don't need to know beneficiary bank details
  • You don't need to know beneficiary personal details
  • Branded alert emails.
  • Global
  • All currencies
  • Can exchange from one currency to another with preferred FX rates
  • Fast and secure


2) Using  XTRM Direct™ - You decide


With XTRM Direct™ you can make B2B or B2P payments directly to the beneficiary bank, ACH or Wire, Check, Prepaid Virtual Visa or one of over 100 Digital Gift Cards. Unlike XTRM Choice
™ you are not giving the beneficiary choice, but just making direct payment to them using your selected method.

XTRM Direct™ Benefits

  • Direct payment to the beneficiary using the method you choose.
  • Instant Payments for most methods (bank transfer can take the usual 1-3 business days)
  • Branded alert emails.
  • Global
  • All currencies
  • Can exchange from one currency to another with great FX rates
  • Fast
  • Secure
  • Tracked
  • All Digital